Disability & Life Insurance
Peace-of-mind for you.
Financial security for them.
It's never easy to consider how a death or disability could affect those who depend on your financial support. However, having the right protection in place can make all the difference.
Life Insurance
Life Insurance provides financial protection for your family in the event of your passing.
It can...
- Help pay the mortgage.
- Pay off debts.
- Fund your children's education.
The right Life Insurance policy offers a vital safety net and financial stability for your loved ones. We can help protect their future with a term life policy that is right for you.
Short and Long-term Disability
Life events, whether joyful or challenging, can affect your ability to work (even if just for a short period of time). Welcoming a new child may keep you at home, just as recovering from surgery can. A short-term disability policy provides crucial income protection during these times, helping to cover your monthly expenses when you're temporarily unable to work.
For more prolonged situations, long-term disability insurance steps in to safeguard your income during extended recoveries. It provides essential financial support for illnesses or injuries that require more time to heal.
Frequently Asked Questions
Term Life Insurance is an affordable life insurance option that lasts for a limited time and protects your loved ones in the event of your passing. When the coverage term ends, you are no longer protected.
If you are unable to work due to an illness or injury, disability insurance can provide income protection until you can return to work.
Having both short-term and long-term disability insurance provides comprehensive protection for a number of scenarios, ensuring that you and your family are fully covered when you cannot work.
Short-term disability insurance helps bridge the gap in income while you are unable to work. Some examples of short-term disability include:
- Recovery from surgery
- Temporary illnesses like flu or pneumonia
- Injuries such as a broken arm, hand, back, that temporarily disables you
- Childbirth
- Certain medical treatments that may impair your ability to work
Long-term disability insurance provides extended coverage for more serious or prolonged conditions that prevent you from working for months or even years.
Some examples of long-term disability include:
- Chronic illnesses such as multiple sclerosis or severe arthritis
- Serious injuries such as a spinal or brain injury
- Extended recovery from surgery, like heart surgery
- Certain mental health conditions
- Long-term illnesses like cancer
Contact Us
We would love to hear from you!
(205) 451-0444
for questions about your policy
(205) 451-0451
for all other inquiries
info@canopyinsurancecorp.com